The invention of the national health insurance scheme (NHIS) in Nigeria was brought by president Olusengun Obansanjo. Just like the Obama care named after President Barrack Obama of the united state of America. Though he never coined it his name, the people of America coined it, yet he accepted it saying he cares.
The HMO is an acronym for Health Maintenance Organisation. They are medical insurance group that provide health services at a specific fee and period. The National Health Insurance scheme (NHIS) was establish under Act 35 of the 1999 constitution to provide quality and affordable health to every Nigerian. They do this by the fund contributed by those registered with the scheme. It's a prepared plan where the individual pays a fixed regular amount of money and access health care from service providers when they fall sick. The fund pooled are given to HMOs to pay for those needing medical attention. We know, insurance involve risk sharing. Not the total medical bills would be paid by HMO if an individual is registered with the scheme but gets a sizable discount off his medical bills.
The HMO is an acronym for Health Maintenance Organisation. They are medical insurance group that provide health services at a specific fee and period. The National Health Insurance scheme (NHIS) was establish under Act 35 of the 1999 constitution to provide quality and affordable health to every Nigerian. They do this by the fund contributed by those registered with the scheme. It's a prepared plan where the individual pays a fixed regular amount of money and access health care from service providers when they fall sick. The fund pooled are given to HMOs to pay for those needing medical attention. We know, insurance involve risk sharing. Not the total medical bills would be paid by HMO if an individual is registered with the scheme but gets a sizable discount off his medical bills.
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