The United Kingdom is entering another period of economic strain. Rising unemployment, pressure on young workers, and debates around interest rate cuts are dominating headlines. At the same time, a different trend is growing rapidly on social media — the rise of “finfluencers” offering financial advice to millions on platforms like TikTok. These two developments may seem unrelated. But they are deeply connected. When economies tighten, people search for answers. And in today’s digital age, those answers increasingly come from social media rather than financial institutions. This raises urgent questions: * Who is most affected by unemployment in the UK — immigrants or UK-born citizens? * Would lower interest rates benefit minority communities, including Nigerians in the UK? * Why are young people turning to TikTok for financial advice? * Can online financial misinformation really be regulated in the Web 2.0 or Web 3.0 era? Let’s examine the facts. Who Is Most Affected by Rising UK ...